We have invested heavily in systems and people to provide you with the administration service you would expect. We are a small, close-knit organisation whose ethos is to have open and constructive communication, active acceptance of responsibility, keen attention to detail and an ownership and delivery culture.

Safe Custody of Your Assets

We arrange the safe custody of clients' assets, which are registered in the name of RCBIM Nominees Limited, a wholly owned subsidiary of RCBIM.

All securities and cash held for clients are fully segregated from RCBIM's own assets and naturally you, the client, remain the beneficial owner. Cash is deposited with a leading UK clearing bank in accordance with the FSA Client Money rules.

Tax-Efficient Investment

Managing clients' investments tax efficiently is central to our service. The use of RCBIM's own ISA enables us to manage your ISA assets (including any former PEPs) alongside your taxable portfolio as part of a cohesive strategy. Investments can also be held inside SIPPs, offshore bonds and onshore bonds as required.

Tax planning

Capital gains tax planning is also provided as part of our service and, where applicable, we seek to make use of clients' capital gains tax allowances each year when managing their portfolio.

Client Reporting

We know how important it is for clients to receive accurate reports and efficient administration. Our aim is to provide clients and their advisers with all the information they need to monitor their investments whilst involving them in the minimum of administration and unnecessary correspondence.

Half Yearly Valuation Reports, showing the progress of the portfolio, will be sent to clients as soon as practicably possible after the period end.

An Annual Tax Year Reports (taxable portfolios only) are sent to clients at the end of each tax year. This report contains details of all investment income received and tax paid during the tax year, as well as a summary of realised gains and losses for capital gains tax purposes. This provides the information needed to complete the annual tax return.

On Line Valuations are available to those clients and their advisers. This provides an up to date valuation of your portfolio/s together with a summary of the most recent transactions that have taken place.

As part of our administration service, we collect all dividends and interest payments. There is no need to retain individual dividend statements for tax purposes. We also deal with takeovers, other offers or capital reorganisations, as well as exercising conversion, subscription and voting rights on our clients' behalf.